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Featured Promotions

Cobalt 1-2-3 of business

Running From : 01 March 2009 to 03 February 2010

Failing to address the three most important business risks could lead to dire consequences for your business and your family.  In order to determine the risk, ask yourself the following questions:
 
· Will your widow/er be called upon to pay the debts of the business?  If you signed surety, chances are very good that this will be the case.
 
·  Who will spend your loan account after your death – Your children or your partner’s children?  If you do not at least make provision to recover your loan to your business in the event of death, chances become very slim that you will recover it at all.
 
·  How will your dependants benefit from the value of your shareholding in the event of your death?  Your equity is the wealth that you created in your business over your life-time.  If your dependants cannot benefit from this wealth, your hard work would have been in vain. 
 
· Do you have a signed buy-and-sell agreement in place and if so, when last was it reviewed?
The Cobalt 1-2-3 of Business offers a lucid approach to a severely neglected part of risk management in business, i.e. risk emanating from the death or disability of the owners of that business.
 
Contact us now to arrange for an accredited financial planner to discuss these risks with you or phone us on . 0860 100 539        
 

 

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